Privacy Policy

Greenhood & Company, LLC dba Croatian Navigator ("Croatian Navigator" or "We" and all derivations thereof) operates informational websites. In this Privacy Policy, Affiliates refers to subsidiaries and entities that Croatian Navigator or its subsidiaries operate or have an ownership interest.

This Privacy Policy applies only to the information Croatian Navigator and its Affiliates collect through the websites and all other interactive services we provide, and all of the associated content, functionalities and advertising (collectively the Services). This Privacy Policy governs the Services regardless of how you access them. The Privacy Policy describes:

1. The information we collect and how we collect it.

How we collect and store information depends on the websites you visit, the activities in which you participate and the Services you use. You can use some of the Services without providing any information other than that automatically collected as described below.

1.1 Information you provide

We may collect information about you during your use of the Services, including your name, email address, postal address, phone number, mobile phone number, payment information, gender, birth year, and information you provide or post on our Services or allow us to access when you do certain things, such as:

• • • Enter personal information for one or more of our Services on our website;

Please be careful and responsible whenever you are online. Should you choose to voluntarily disclose information through the Services, such as via our Facebook page, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties.

1.2 Automatically-collected information

1.2.1 Device/usage information

We may automatically collect certain information about the computer or devices (including mobile devices) you use to access the Services. For example, we may collect and analyze information such as (a) IP addresses, geolocation information (as described in the next section below), unique device identifiers and other information about your mobile phone or other mobile device(s), browser types, browser language, operating system, the state or country from which you accessed the Services; and (b) information related to the ways in which you interact with the Services, such as: referring and exit pages and URLs, platform type, the number of clicks, domain names, landing pages, pages and content viewed and the order of those pages, the amount of time spent on particular pages, the date and time you used the Services, the frequency of your use of the Services, error logs, and other similar information. As described further below, we may use third-party analytics providers and technologies, including cookies and similar tools, to assist in collecting and analyzing this information.

We may also capture other data, such as search criteria and results. In some cases, we will associate this information with a unique Croatian Navigator identifier (that is not intended to be used by itself to identify you) for our internal use, in which case your Croatian Navigator identifier will be considered Croatian Navigator information and nothing in this Privacy Policy restricts how Croatian Navigator may use this information.

1.2.2 Location information

We may collect different types of information about your location, including general information (e.g., IP address, zip code) and more specific information (e.g., GPS-based functionality on mobile devices used to access the Services). We do not use this information nor share this with any third party. If you access the Services through a mobile device and you do not want your device to provide us with location-tracking information, you can disable the GPS or other location-tracking functions on your device, provided your device allows you to do this. See your device manufacturer's instructions for further details.

1.2.3 Cookies and other electronic technologies

When you use the Services, we use persistent and session cookies and other similar tracking technologies to: (a) analyze the usage of our sites and Services by collecting the information discussed in section 1.2.1 above; (b) customize the Services to your preferences. We and our vendors may also use other Internet technologies, such as Flash technologies, Web beacons or pixel tags, and other similar technologies, to deliver or communicate with cookies and track your use of the Services, as well as serve you ads when you are using our Services and / or when you are on other websites when those cookies can be accessed. We also may include Web beacons in e-mail messages or newsletters to determine whether the message has been opened and for other analytics.

Most browsers automatically accept cookies, but you can modify your browser setting to decline cookies by visiting the Help portion of your browser's toolbar. If you choose to decline cookies, please note that you may not be able to use some of the interactive features of the Services. Flash cookies operate differently than browser cookies, and cookie management tools available in a web browser will not remove flash cookies. 

1.3 Information from third parties

We do not seek nor keep any additional information about you from third parties such as marketers, partners, researchers, and others. We do not sell or share any information for commercial purposes.

1.4 Aggregate or de-identified data

We may aggregate and / or de-identify information collected by the Services or via other means so that the information is not intended to identify you. We do not use this data nor disclose it to any third party.

2. What we do with the information we collect.

• • • We use the information that we collect for the following purposes;

    • For the purposes for which you provided it;

    • To send you information about your relationship or transactions with us;

    • To process and respond to your inquiries;

    • To contact you with information that we believe will be of interest to you;

    • To generate and review reports and data about our user base and Service usage patterns;

    • To perform analytics and research aimed at improving the accuracy, effectiveness, usability, or popularity of the Services;

    • To improve the content and features of the Services or develop new Services;

    • To allow us to personalize the content and advertising that you see on the Services and to understand how users interact with and use our advertisements and Services;

    • To enforce the legal terms that govern your use of the Services;

    • To administer and troubleshoot the Services; and

    • To associate your activities and customize content across different devices and browsers that you use to access the Services (for instance, computers, tablets, mobile devices, applications and websites).

We do not send any commercial emails on behalf of ourselves or our Affiliates.

3. How we share and disclose user information with third parties.

We will make your information available to other companies, websites, applications or people in the circumstances described below:

We DO NOT rent, sell, or share your information with non-affiliated third parties.

We may share your information with any agent or company that is part of Croatian Navigator in order to provide the Services or to communicate with you on our behalf.

We may disclose your information in response to any subpoenas, court orders, or other legal process we receive, or to establish or exercise our legal rights or to defend against legal claims.

We DO NOT share your information with third-parties with whom we have a contractual relationship, including without third-party advertisers and advertising networks.

We may disclose your information when we believe in good faith that such disclosure is appropriate in order to investigate, prevent, or take action regarding possible illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of this Privacy Policy or the Terms of Service for the Services you accessed, and / or to protect the rights and property of Croatian Navigator, our employees, users and the public. This may involve the sharing of your information with law enforcement, government agencies, courts, and / or other organizations.

We may share your information in connection with any proposed or actual merger, reorganization, transfer of control, a sale of some or all Croatian Navigator assets, or a financing or acquisition of all or a portion of our business by another company.

We may aggregate and / or de-identify your information so that the information no longer relates to you individually. Our use and disclosure of such aggregated or de-identified information is not subject to this Privacy Policy and may be disclosed to others without limitation and for any purpose.

4. Croatian Navigator use of online analytics and tailored advertising.

4.1 Online analytics

We may use third-party web analytics services on our Services, such as those of Google Analytics. These service providers use the sort of technology described in Section 1.2 to help us analyze how users use the Services, including by noting the third-party website from which you arrive. The information (including your IP address) collected by the technology will be disclosed to or collected directly by these service providers, who use the information to evaluate your use of the Services. We also use Google Analytics for certain purposes related to advertising, as described in the following section. To prevent Google Analytics from using your information for analytics, you may install the Google Analytics Opt-out Browser Add-on.

4.2 Tailored advertising

When you use the Services, Croatia Navigator may serve you with ads based on various factors such as the content of the page you are visiting, information you provide such as your age or gender, your searches, demographic data, user-generated content and other information that you provide to us. These ads may be based on your current activity or your activity over time and may be tailored to your interests.

Also, third parties, including without limitation those whose products or services are accessible or advertised via the Services, may also place cookies or other tracking technologies on your computer, mobile phone, or other device to collect information about your use of the Services in order to (i) inform, optimize, and serve ads based on past visits to our websites and other sites and (ii) report how our ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to our websites and use of our Services. We also allow other third parties (e.g., ad networks and ad servers such as Google Analytics, DoubleClick and others) to serve tailored ads to you on the Services, and to access their own cookies or other tracking technologies on your computer, mobile phone, or other device you use to access the Services so that tailored ads may be delivered to you when you are using other websites. 

We neither have access to, nor does this Privacy Policy govern, the use of cookies or other tracking technologies that may be placed on your computer, mobile phone, or other device you use to access the Services by non-affiliated, third-party ad technology, ad servers, ad networks or any other non-affiliated third parties. Those parties that use these technologies may offer you a way to opt out of ad targeting as described below. You may receive tailored advertising on your computer through a web browser. 

To opt out of Google Analytics for display advertising or customize Google display network ads, you can visit Google Ad Settings within your Google account. Please note that to the extent advertising technology is integrated into the Services, you may still receive advertisements even if you opt-out of tailored advertising. In that case, the ads will just not be tailored. Also, we do not control any of the above opt-out links and are not responsible for any choices you make using these mechanisms or the continued availability or accuracy of these mechanisms.

5. California and Nevada disclosure requirements.

CALIFORNIA RESIDENTS

California Consumer Privacy Act

If you are a California resident, the information below also applies to you. Certain terms used in this section have the meanings given to them in the California Consumer Privacy Act of 2018 (“CCPA”).

Categories of Personal Information Croatia Navigator has collected from or about its Users in the preceding 12 months

• • Identifiers (e.g. name, mailing address, email address, phone number)

  • Characteristics of protected classifications (e.g. gender, age)

  • Documents related to User and User’s family history in order to assess and build a case for Croatian citizenship.

Categories of External Sources from which Croatia Navigator has Collected Personal Information about Users

• • • Publicly available information via Ancestry.com

Business or Commercial Purposes for Which Croatia Navigator has Collected  Personal Information about Users in the Preceding 12 months

• Croatia Navigator does NOT sell Personal Information

Performing services, including maintaining or servicing accounts, providing customer service, processing or fulfilling work, verifying client information, processing payments.

Auditing related to a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance;

• Short-term, transient use, including, but not limited to, the contextual customization of ads shown as part of the same interaction;

• Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;

• Debugging to identify and repair errors that impair existing intended functionality;

• Undertaking internal research for technological development and demonstration; and

Categories of Personal Information Croatia Navigator has Sold about Users and Categories of Third Parties to Whom Personal Information was sold in the Preceding 12 Months

Categories of Personal Information Sold

• • • None

Categories of Third Parties to Whom Personal Information was Sold

• • • None

Croatia Navigator does not knowingly sell the Personal Information of Minors Under the age of 16 or any of our Users.

Categories of Personal Information Croatia Navigator has Disclosed for a Business Purpose and Categories of Third Parties to whom Personal Information has disclosed for a Business Purpose in the Preceding 12 Months

Categories of Personal Information Disclosed for a Business Purpose

• • • Identifiers (e.g. name, mailing address, email address, phone number)

    • Characteristics of protected classifications (e.g. gender, age)

    • We DO NOT collect credit card or banking information.  This information is processed through third party billing vendors.  Croatia Navigator does NOT have any access to this information.

Categories of third parties to whom Personal Information has been disclosed for a business purpose

• • • Advertising Networks (e.g. Google)

    • Customer Service (e.g. faxed image)

    • Billing (e.g. Bill.com)

    • Legal & Risk (e.g. claims)

    • Technology (e.g. website accessibility)

Non-Discrimination

Croatia Navigator will not discriminate against you because you exercise your rights. For example, Croatia Navigator will not deny you services or charge you a different price or rate for services if you make an access, deletion, or do not sell request.

Financial Incentive Program

We do not have any Financial Incentive Programs.

You have the following rights under the CCPA

• Right to request Croatia Navigator disclose Personal Information, or Categories of Personal Information, it collects, uses, discloses, and sells

• Right to request Croatia Navigator delete Personal Information we have collected from you

• Right to request Croatia Navigator opt you out of the sale of your Personal Information.  (Croatia Navigator does NOT sell personal information).

Process Used to Verify an Access and / or Deletion Request

If you are a Croatia Navigator User, you will be required to submit 4 pieces of information including your name, address, email, and phone number. Croatia Navigator will use this information to search our systems and determine if we have information about you. If we are able to locate information about you, we will fulfill your Access and / or your Deletion request. If we are not able to match all 4 pieces of information you submit, we may provide you with a report that includes the categories of personal information we collect, use, disclose, and sell.

If you are an Authorized Agent, you will be required to submit your name, address, email, and phone number as well as the name, address, email and phone number of the User you are making a request on behalf of. Croatia Navigator will use the User’s information to search our systems and determine if we have information about the User. If we are able to locate information about the User we will fulfill the Access and / or Deletion request. As an Authorized Agent you will also be required to complete a form certifying you have the right to make this request on behalf of the User.

How to Submit a Verifiable Request (Requests can be made no more than twice in a 12-month period)

You can submit a request using the methods listed below:

To request a notice, please submit your request to Croatia Navigator, 848 N. Rainbow Blvd., #3238, Las Vegas, NV 89107. Please allow 30 days for a response.

Access Requests: please submit your request to Croatia Navigator, 848 N. Rainbow Blvd., #3238, Las Vegas, NV 89107. Please allow 30 days for a response.

Deletion Requests: please submit your request to Croatia Navigator, 848 N. Rainbow Blvd., #3238, Las Vegas, NV 89107. Please allow 30 days for a response.

Do Not Sell My Info Requests: please submit your request to Croatia Navigator, 848 N. Rainbow Blvd., #3238, Las Vegas, NV 89107. Please allow 30 days for a response.

California Shine the Light

If you are a California resident and have an established business relationship with us, you can request a notice disclosing the categories of personal information we have shared with third parties, for the third parties’ direct marketing purposes, during the preceding calendar year. To request a notice, please submit your request to Croatia Navigator, Attn: California Shine the Light Inquiry, 848 N. Rainbow Blvd., #3238, Las Vegas, NV 89107. Please allow 30 days for a response.

If you are a California resident under 18 years old, you can request that we remove content or information that you have posted to our website or other online services. Note that fulfillment of the request may not ensure complete or comprehensive removal (e.g., if the content or information has been reposted by another user). To request removal of content or information, please submit your request to Croatia Navigator, Attn: California Shine the Light Inquiry, 848 N. Rainbow Blvd., #3238, Las Vegas, NV 89107. Please allow 30 days for a response.

NEVADA RESIDENTS

Nevada law gives Nevada consumers the right to request that a company not sell their personal information for monetary consideration to certain other parties.  This right applies even if their personal information is not currently being sold.  If you are a Nevada consumer and wish to exercise this right, please submit your request to Croatia Navigator, 848 N. Rainbow Blvd., #3238, Las Vegas, NV 89107. Please allow 30 days for a response.

How Do You Access and Update Your Personal Information?

In order to keep your personal information accurate and complete, you can access or update some of it in the following ways:

Send an email to privacy@croatianavigator.com with your current contact information and the personal information you would like to access. We will provide you the personal information requested if reasonably available, or will describe the types of personal information we typically collect.

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING, BROWSING, REVIEWING AND/OR USING THE SITE, YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION AND THAT YOU SHALL COMPLY WITH ALL APPLICABLE LAWS, RULES AND REGULATIONS. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, DO NOT USE THE SITE.

The Site may contain additional proprietary notices and copyright information, the terms and conditions of which must be observed and followed. Information on the Site may contain technical inaccuracies or typographical errors. Croatia Navigator may, in its sole discretion, revise, amend, modify or delete portions of these Terms and Conditions at any time without notice to you. It is at all times your responsibility to read the most current version of these Terms and Conditions. Your continued use of the Site constitutes your acceptance of any revisions, amendments, modifications or deletions to these Terms and Conditions.

Accessing and using the site; Restrictions on use

Subject to your ongoing compliance with these Terms and Conditions, Croatia Navigator hereby grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, freely revocable license to access and use the Site solely for your personal, non-commercial and lawful purposes provided that you maintain all copyright, trademark and other intellectual property notices therein. Further, Croatia Navigator does not grant you permission, by implication, estoppel or otherwise, to state or suggest that Croatia Navigator promotes or endorses any third party’s political views, ideas, causes, products or services. All other rights are hereby expressly reserved.

Your use of the Site, including all features and functionalities associated therewith, shall be in accordance with all applicable laws, rules and regulations, or other restrictions on use of the service or Content. You shall comply with these Terms and Conditions and shall not: (i) archive, download, reproduce, distribute, modify, display, perform, publish, license, create derivative works of, offer for sale, or use, any Content or information contained in or obtained from or through the Site; (ii) delete the copyright or other proprietary rights notices from the Site or any Content; (iii) circumvent, remove, alter, deactivate, degrade or thwart any of the content or other protections enabled on the Site; (iv) use any robot, spider, scraper or other automated means to access the Site; (v) decompile, reverse engineer or disassemble any software or other products or processes accessible through the Site; (vi) insert any code or product or manipulate the Site in any way; (vii) use any data mining, data gathering or extraction method; (viii) upload, post, e-mail or otherwise send or transmit any material designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the Site, including any software viruses or any other computer code, files or programs; (ix) remove, modify, disable, block, impair, or obscure any advertising in connection with the Site; or (x) use or encourage the use of the Site for any illegal purpose, or in violation of any local, state, national, or international law, including, without limitation, laws governing intellectual property and other proprietary rights, data protection and privacy.

Croatia Navigator shall have the right to alter, suspend or discontinue the Site or your access to or use of the Site at any time for any reason without notice or liability to you or any third party. The Site may become unavailable due to maintenance or malfunction of computer equipment or for other reasons and may result in damages to your systems, software, data or operations for which Croatia Navigator shall not take on any liability.

Hyperlinking and links to other websites

Croatia Navigator makes no representations whatsoever about any other non-Croatia Navigator owned or operated website which you may access through this one. When you access a non-Croatia Navigator owned or operated website, please understand that it is independent from Croatia Navigator, and that Croatia Navigator has no control over the content on that website, even if Croatia Navigator provides information or services to the owner of that website. In addition, a link to a non-Croatia Navigator owned or operated website does not mean that Croatia Navigator endorses or accepts any responsibility for the content or the use of such website. In fact, Croatia Navigator disclaims any and all liability and responsibility for such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

Copyrights and use of site content

The copyright in all materials, features and functionality on the Site, including text, graphics, videos, audio recordings, software, algorithms, artwork, interfaces, photographs, logos, icons, and images and the selection and arrangement thereof along with any enhancements to or derivative works thereto (collectively, "Content"), is the exclusive property of Croatia Navigator or its licensors and is protected by U.S. and international laws. None of the Content shall be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of Croatia Navigator or the copyright owner in each instance. You shall not "mirror" or "frame" any Content or the Site itself, in whole or in part, without Croatia Navigator's express written permission. Any unauthorized use of the Content may violate copyright laws, trademark laws, the laws of privacy and publicity and/or communications regulations and statutes. All rights not expressly granted are hereby reserved. You shall be solely responsible for ensuring that any information or Content obtained from the Site does not contain any virus or other computer software code or subroutine designed to disable, erase, impair or otherwise damage your systems, software, data or operations.

No services, endorsement or professional consultation

There may be delays, omissions or inaccuracies in information obtained through your use of the Site. The information on the Site is provided to you with the understanding that Croatia Navigator's provision of this information to you does not constitute the rendering of investment, consulting, legal, accounting, tax, career or other advice or services. Information on the Site should not be relied upon for making business, investment or other decisions or used as a substitute for consultation with professional advisors. Moreover, Croatia Navigator does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed, uploaded, downloaded or distributed through the Site by Croatia Navigator, any user, information provider or any other person or entity. You acknowledge and agree that any reliance upon such opinion, advice, statement, memorandum, or information shall be at your sole option, liability and risk. Moreover, Croatia Navigator does not grant any license or other authorization to you to use the Site in any manner if such use in whole or in part suggests that Croatia Navigator promotes or endorses a third party's causes, ideas, political campaigns, political views, websites, products or services.

Disclaimer of warranties

THE SITE, INCLUDING ALL CONTENT THEREIN, IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, CROATIA NAVIGATOR DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. SPECIFICALLY, BUT WITHOUT LIMITATION, CROATIA NAVIGATOR DOES NOT REPRESENT OR WARRANT THAT: (1) THE INFORMATION ON THE SITE IS CORRECT, ACCURATE OR RELIABLE; (2) THE FUNCTIONS CONTAINED ON THE SITE SHALL BE UNINTERRUPTED OR ERROR-FREE; OR (3) DEFECTS SHALL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU HEREBY ACKNOWLEDGE THAT USE OF THE SITE IS AT YOUR SOLE RISK. IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE SECTION 1542 WHICH PROVIDES: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

Limitation of liability

UNDER NO CIRCUMSTANCES SHALL CROATIA NAVIGATOR OR ANY OF ITS PREDECESSORS, SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, ATTORNEYS AND THEIR RESPECTIVE HEIRS, SUCCESSORS AND ASSIGNS BE LIABLE FOR ANY DAMAGES, INCLUDING DIRECT, INCIDENTAL, PUNITIVE, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES THAT DIRECTLY OR INDIRECTLY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE INFORMATION, CONTENT, SOFTWARE, PRODUCTS AND SERVICES ADVERTISED OR CONTAINED ON THE SITE OR OTHERWISE OBTAINED FROM OR ARISING OUT OF YOUR USE OF THE SITE, INCLUDING FOR VIRUSES ALLEGED TO HAVE BEEN OBTAINED FROM THE SITE, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EVEN IF CROATIA NAVIGATOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS WAIVER APPLIES, WITHOUT LIMITATION, TO ANY DAMAGES OR INJURY ARISING FROM ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, FILE CORRUPTION, COMMUNICATION-LINE FAILURE, NETWORK OR SYSTEM OUTAGE, OR THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF ANY RECORD.

IN NO EVENT SHALL CROATIA NAVIGATOR'S OR ANY OF ITS PREDECESSORS', SUCCESSORS', PARENTS', SUBSIDIARIES', AFFILIATES', OFFICERS', DIRECTORS', SHAREHOLDERS', INVESTORS', EMPLOYEES', AGENTS', REPRESENTATIVES' AND ATTORNEYS' AND THEIR RESPECTIVE HEIRS', SUCCESSORS' AND ASSIGNS' TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE EXCEED $1 (ONE US DOLLAR). SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES IN WHICH CASE SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO ALL USERS.

Indemnification

You hereby indemnify, defend, and hold harmless Croatia Navigator and all of its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, shareholders, investors, employees, agents, representatives and attorneys and their respective heirs, successors and assigns (collectively, the "Indemnified Parties") from and against any and all liability and costs, including, without limitation, reasonable attorneys' fees, incurred by any or all the Indemnified Parties in connection with any claim arising out of or relating to: (i) your access to or use of the Site, or (ii) any breach by you of these Terms and Conditions or the representations, warranties, and covenants you have made by agreeing to these Terms and Conditions. You shall cooperate as fully as reasonably required in the defense of any such claim. Croatia Navigator reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

Enforcement of terms and conditions

These Terms and Conditions are governed and interpreted pursuant to the laws of the State of California, United States of America, notwithstanding any principles of conflicts of law. You expressly agree that exclusive jurisdiction resides in the courts of the State of California, United States of America. You further agree and expressly consent to the exercise of personal jurisdiction in the State of California, United States of America in connection with any dispute or claim involving Croatia Navigator. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

Infringement notices and takedown

Croatia Navigator prohibits the posting of any information that infringes or violates the copyright rights and/or other intellectual property rights (including rights of privacy and publicity) of any person or entity. If you believe that any material contained on the Site infringes your copyright or other intellectual property rights, you should notify Croatia Navigator of your copyright infringement claim in accordance with the following procedure. Croatia Navigator shall process notices of alleged infringement which it receives and shall take appropriate action as required by the Digital Millennium Copyright Act ("DMCA"). The DMCA requires that notifications of claimed copyright infringement should be sent to the Site's Designated Agent who is:

Croatia Navigator – Business Affairs

848 N. Rainbow Blvd. #3238

Las Vegas, NV 89107

United States

privacy@croatianavigator.com

To be effective, the notification must be in writing and contain the following information (DMCA, 17 U.S.C. §512(c)(3)):

1. 1. Physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

   2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

   3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;

   4. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;

   5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

   6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Entire agreement

These Terms and Conditions constitute the entire agreement between you and Croatia Navigator with respect to the subject matter of these Terms and Conditions and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding that subject matter. Any waiver of any provision of these Terms and Conditions shall be effective only if in writing and signed by Croatia Navigator. Any failure to enforce any provision of these Terms and Conditions shall not constitute a waiver of a future breach of that or any other provision of these Terms and Conditions.